i just started a job and i need a new car. the car i want is a Dodge Ram 1500 Crew Cab. the payments for the truck i want is $611.00 a month and i cant really afford it but yet i can. I make about $1400/ month but my insurance will go up about 3 times what is usually is. what should i do??? buy this truck or get something else like Dakota or a Durango or something Dodge"ish"
"i just started a job and i need a new car. the car i want is a..."
You just started a new job. WANT and NEED or two different things. You're a security guard that makes $1400/month, you do not need a NEW gas guzzling truck that with gas and insurance, will consume 80% of what you make in a month. Buy a $10,000 Tacoma or Frontier.
$611/month for a 1500? You should be at $400-450 for a 1500.
Don't look at the monthly payment, look at the total price and interest rate. You want to pay invoice, especially on an american vehicle.
You might want to look into a name brand (Honda, Toyota or Nissan) for some resale.
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