I was rear ended in a 3 car crash, I am the first one. Car 2 hit me first ( I feel 2 impact), then car 3 slightly bump the car 2. My rear bumper ( car 1) damaged and the front of car 2 got heavy damage.
the rear bumper of car 2 almost no damage. also, the front of car 3 look like new.
Problem is car 2 insurance only agreed to pay 50% because they said after car 2 rear end me , car 3 rear end car 2 that make further damage to my rear bumper.
Car 3 insurance will not pay anything because base on the damage they found, car 3 can't make any damage to me.
The repair cost is less than 1000 ( my deductable) , I don't want to use my own insurance to repair my car, coz I think my ins co will not fight for my 1000 deductable.
What I can do? I am not agreed what the car 2 insurance co said. Should I go to small claim court or.... its only 850 dollars.
Fix your car, submit request for reimbursement to car 2's insurance company. Tell them if they feel car 3 should bear some of the cost to collect it back from car 3, car 2 hit you are is clearly 100% responsible for your damage.
And yes, your own insurance will fight for your deductible back.
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